{"id":26549,"date":"2026-04-07T09:36:49","date_gmt":"2026-04-07T12:36:49","guid":{"rendered":"https:\/\/bancofibra.com.br\/?page_id=26549"},"modified":"2026-04-07T15:18:02","modified_gmt":"2026-04-07T18:18:02","slug":"code-ethics","status":"publish","type":"page","link":"https:\/\/bancofibra.com.br\/en\/code-ethics\/","title":{"rendered":"Code of Ethics and Business Conduct"},"content":{"rendered":"<div data-elementor-type=\"wp-page\" data-elementor-id=\"26549\" class=\"elementor elementor-26549\">\n\t\t\t\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-28add5e elementor-section-stretched elementor-hidden-desktop elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"28add5e\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-no\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5cfb122\" data-id=\"5cfb122\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-df532b5 elementor-widget elementor-widget-text-editor\" data-id=\"df532b5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Code of Ethics and Business Conduct<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-ad4eeea elementor-section-stretched elementor-section-height-min-height elementor-hidden-tablet elementor-hidden-phone elementor-section-boxed elementor-section-height-default elementor-section-items-middle\" data-id=\"ad4eeea\" data-element_type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;,&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-7243695\" data-id=\"7243695\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46b9b3c elementor-widget elementor-widget-text-editor\" data-id=\"46b9b3c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Code of Ethics and Business Conduct<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-03c2ab1 elementor-section-full_width elementor-section-stretched elementor-section-height-default elementor-section-height-default\" data-id=\"03c2ab1\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-2450325\" data-id=\"2450325\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-1958cc7 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"1958cc7\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Message from the President<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-afb4c70 elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"afb4c70\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9e99960\" data-id=\"9e99960\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-822449b elementor-widget elementor-widget-text-editor\" data-id=\"822449b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>We are committed to conducting our activities in alignment with our core values, which are grounded in ethics, transparency, trust, and integrity.<\/p><p>The <strong>Code of Ethics and Conduct<\/strong> stands as one of the pillars of our <strong>Integrity and Compliance Program<\/strong>, reinforcing our purpose and guiding principles. It outlines the role each of us must play in fostering a trustworthy environment, supported by ethical decisions and values that shape our daily actions and ensure the honest and reliable conduct of this institution.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9536ad2 elementor-widget elementor-widget-text-editor\" data-id=\"9536ad2\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<strong><a href=\"https:\/\/siteinstitucional-prod.s3.amazonaws.com\/wp-content\/uploads\/2025\/09\/16201422\/Codigo-de-Etica-e-Conduta_2025_English-Version-1.pdf\" target=\"_blank\" rel=\"noopener\">Click Here <\/a><\/strong>to access the Code of Ethics and Conduct.\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-9c5e216\" data-id=\"9c5e216\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5952368 elementor-widget elementor-widget-image\" data-id=\"5952368\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"600\" height=\"623\" src=\"https:\/\/siteinstitucional-prod.s3.amazonaws.com\/wp-content\/uploads\/2025\/01\/23220230\/arno-banco-fibra3.jpg\" class=\"attachment-large size-large wp-image-23357\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/siteinstitucional-prod.s3.amazonaws.com\/wp-content\/uploads\/2025\/01\/23220230\/arno-banco-fibra3.jpg 600w, https:\/\/siteinstitucional-prod.s3.amazonaws.com\/wp-content\/uploads\/2025\/01\/23220230\/arno-banco-fibra3-289x300.jpg 289w, https:\/\/siteinstitucional-prod.s3.amazonaws.com\/wp-content\/uploads\/2025\/01\/23220230\/arno-banco-fibra3-12x12.jpg 12w, https:\/\/siteinstitucional-prod.s3.amazonaws.com\/wp-content\/uploads\/2025\/01\/23220230\/arno-banco-fibra3-48x50.jpg 48w, https:\/\/siteinstitucional-prod.s3.amazonaws.com\/wp-content\/uploads\/2025\/01\/23220230\/arno-banco-fibra3-50x52.jpg 50w\" sizes=\"(max-width: 600px) 100vw, 600px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5189140 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"5189140\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Arno Schwarz\n<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-80ed38a elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"80ed38a\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">President<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-913e023 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"913e023\" data-element_type=\"section\" data-settings=\"{&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8fd6eb2\" data-id=\"8fd6eb2\" data-element_type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-acee1b6 elementor-widget__width-inherit elementor-widget elementor-widget-heading\" data-id=\"acee1b6\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Anti-Money Laundering (AML), Counter-Terrorism Financing (CTF), and the Financing of the Proliferation of Weapons of Mass Destruction<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-82a6aab elementor-section-stretched elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"82a6aab\" data-element_type=\"section\" data-settings=\"{&quot;stretch_section&quot;:&quot;section-stretched&quot;,&quot;background_background&quot;:&quot;classic&quot;,&quot;_ha_eqh_enable&quot;:false}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-b73ff71\" data-id=\"b73ff71\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-fa21a5a elementor-widget elementor-widget-text-editor\" data-id=\"fa21a5a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In strict compliance with applicable laws and regulations concerning Anti-Money Laundering (AML), Counter-Terrorism Financing (CTF), and the Financing of the Proliferation of Weapons of Mass Destruction, and in alignment with recognized market best practices, we have implemented robust control mechanisms to effectively verify the identity and activities of our clients, as well as the origin and composition of our financial resources and assets.<br \/><br \/>We maintain a dedicated department responsible for managing this process, which conducts continuous monitoring and oversight of financial operations and transactions.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-000066c elementor-widget elementor-widget-text-editor\" data-id=\"000066c\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><strong><a href=\"https:\/\/siteinstitucional-prod.s3.amazonaws.com\/wp-content\/uploads\/2026\/04\/07093929\/AML_Policy_EN.pdf\" target=\"_blank\" rel=\"noopener\">Click Here <\/a><\/strong>to\u00a0access the AML<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-ddcb9a4\" data-id=\"ddcb9a4\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t\t\t<div class=\"elementor-element elementor-element-e511007 elementor-widget elementor-widget-image\" data-id=\"e511007\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"642\" src=\"https:\/\/bancofibra.com.br\/wp-content\/uploads\/2022\/11\/alerta1.jpg\" class=\"attachment-large size-large wp-image-18544\" alt=\"\" loading=\"lazy\" srcset=\"https:\/\/bancofibra.com.br\/wp-content\/uploads\/2022\/11\/alerta1.jpg 800w, https:\/\/bancofibra.com.br\/wp-content\/uploads\/2022\/11\/alerta1-300x241.jpg 300w, https:\/\/bancofibra.com.br\/wp-content\/uploads\/2022\/11\/alerta1-768x616.jpg 768w, https:\/\/bancofibra.com.br\/wp-content\/uploads\/2022\/11\/alerta1-15x12.jpg 15w, https:\/\/bancofibra.com.br\/wp-content\/uploads\/2022\/11\/alerta1-62x50.jpg 62w, https:\/\/bancofibra.com.br\/wp-content\/uploads\/2022\/11\/alerta1-650x522.jpg 650w, https:\/\/bancofibra.com.br\/wp-content\/uploads\/2022\/11\/alerta1-50x40.jpg 50w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"<p>Code of Ethics and Business Conduct Code of Ethics and Business Conduct Message from the President We are committed to conducting our activities in alignment with our core values, which<a href=\"https:\/\/bancofibra.com.br\/en\/code-ethics\/\" class=\"exp-read-more 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