Corporate Governance

We have an efficient structure that ensures synergy between our management and the interests of Fibra’s entire ecosystem.

Our management is comprised of several committees, instituted by our internal policies, which helps us to maintain a robust environment of operational, regulatory and governance controls and provide agility and transparency among the different interests of our processes and the management of the Bank.

Executive

Officers

Board of

Directors

Committees

The Board of Directors establishes the general and strategic policies and is responsible for guiding businesses, directing, supervising, electing and managing the executive officers’ duties.

Benjamin Steinbruch | Chairman of the Board of Directors

Graduated in Business by the Escola de Administração de Empresas da Fundação Getúlio Vargas – SP and post-graduated in Marketing and Finance by the same institution.

He has been a member of the Board of Directors of Companhia Siderúrgica Nacional (CSN) since April 23, 1993 and has acted as President of the board since April 28, 1995. He is also the Chief Executive Officer of CSN since April 30, 2002. Since 2017, he has also been the President of the Board of Directors of São Paulo’s Jockey Club and a member of the Economic and Social Development Council since 2014

Arno Schwarz | Board Member

Arno joined Banco Fibra in 2013 and became a Chief Executive Officer in February 2016. He is graduated in Economy, Social Politics and Latin American Studies from Brandeis University in Waltham, MA.

He also has an Executive MBA in Finance by IBMEC SP/Insper and a Master’s Degree in Business Administration focused in Finance by the Columbia Business School of New York. Arno has been Certified board member by the Brazilian Institute of Corporate Governance (IBGC) since August 2021.

He is a member of the Board of Directors of Banco Fibra S.A., Transnordestina Logística S.A., FTL – Ferrovia Transnordestina Logística S.A., Elizabeth S.A. Indústria Têxtil, Textília S.A. and Vicunha Aços S.A. He is also the Chief Executive Officer of Taquari Asset Ltda and a board member of the Associação Brasileira de Bancos - ABBC (Brazilian Banking Association). In his career, he has worked in companies such as Bradesco BBI and Companhia Siderúrgica Nacional (CSN).

Elisabeth Steinbruch Schwarz | Board Member

Graduated in Production Engineering by Escola Politécnica da Universidade de São Paulo (USP).

Born in October 1954, she has been an executive officer and a member of the Board od Directors on several companies of the Vicunha Group. She is an executive officer for Elizabeth S/A Indústria Têxtil, Rio Purus Participações S.A. and of Taquari Participações Ltda. She is also a part of the Board of Directors of Fibra Companhia Securitizadora de Créditos Imobiliários (a company controlled by Banco Fibra)

Anna Maria Marzorati Kuntz | Board Member

Anna Maria is gratuated in Pedagogy and post-graduated in Business Administration in Faculdade de Filosofia, Ciências e Letras da Universidade de São Paulo. She holds a postgraduate degree in Business Administration from Fundação Getúlio Vargas in São Paulo. She also has an MBA in Management Development and a Counselor Development Course from Fundação Dom Cabral de Minas Gerais.

She has been a Board Member of Vicunha Têxtil S/A since 2019, where she was previously Commercial and Marketing Director. She also works as a director at Textilia S.A. and Taquari Participações S.A., and as supervisory board member at Transnordestina Logística S.A.

The Executive Officers are responsible, among other things, for the daily management of the business and the implementation of our policies and framework.

Arno Schwarz | CEO

Arno joined Banco Fibra in 2013 and became a Chief Executive Officer in February 2016. He is graduated in Economy, Social Politics and Latin American Studies from Brandeis University in Waltham, MA. He also has an Executive MBA in Finance by IBMEC SP/Insper and a Master’s Degree in Business Administration focused in Finance by the Columbia Business School of New York. Arno has been Certified board member by the Brazilian Institute of Corporate Governance (IBGC) since August 2021.

Eduardo Antonelli Carvalho de Souza | Commercial Director

Eduardo Antonelli Carvalho de Souza | Commercial Director
Eduardo has been the Commercial Director at Banco Fibra since July 2024 – in process of approval by the Central Bank. With over 20 years of experience in the financial market, he has developed expertise in proprietary M&A, Corporate Venture Capital, credit operations, local currency, trade finance, investments, derivatives, capital markets and investment banking.

Before joining Banco Fibra, Eduardo held key positions at notable banks such as Votorantim, BicBanco and Pine. He holds a degree in Law and is a specialist in Contracts from the Pontifícia Universidade Católica de São Paulo (PUC-SP). Additionally, he has specialized in Strategic and Economic Business Management from Fundação Getúlio Vargas (FGV).

Flavia Zahr | Head of Corporate Governance, Legal and Compliance

Flavia joined Banco Fibra in January 2014, leading the Legal and Compliance Team. In 2021, she also became head of the Corporate Governance area for Banco Fibra. She graduated from Law School from the Universidade Presbiteriana Mackenzie with a specialization in Corporate Law by FGV and another Specialization in Securities and Capital Markets by USP. With over 20 years of experience in the financial segment, she worked in ABN Amro Real Bank, Santander, Redecard and Itaú-Unibanco

Giuseppe Paternostro Neto | Credit Director

Giuseppe has been the Credit Director at Banco Fibra since June 2024 – in process of approval by the Central Bank. With over 30 years of experience in credit risk management, he has a proven track record in prospecting, analyzing, maintaining, and recovering credit. His extensive career includes significant roles at prominent financial institutions such as Banco BS2, Maxima, Original, Citibank, Dibens, and Itaú.
Giuseppe holds a Bachelor’s degree in Accounting from Faculdades Tibiriça and an MBA in Business Management from Fundação Getúlio Vargas (FGV).

Kumagae Hinki Jr. | Chief Risk Officer, Chief Operations Officer, head of Internal Controls and Information Security

Kumagae joined Banco Fibra in December 2013. He has an MBA from Massachusetts Institute of Technology, specialization in financial management by Fundação Getúlio Vargas (FGV), and is graduated in technology by FATEC/SP. With over 30 years of experience in risks, technology, and products, he worked on both national and Latin American markets. He also worked in companies such as Itaú Unibanco and Banco Francês e Brasileiro and has contributed as director on entities such as Febraban and ABBC.

Maria Inês Vicente F. Pastori | Director of People and Culture

Maria Inês has been Director of People and Culture at Banco Fibra since April 2024. With more than 20 years of professional experience in the Human Resources area, she has been at Banco Fibra in leadership positions since 2012, having previously worked in companies such as Itaú-Unibanco and Banco Sudameris. She has a degree in Business Administration from Mackenzie, a Specialization in Human Resources Management from Fundação Getúlio Vargas (FGV), a Specialization in Internal Consulting – Consultoria Lumo Liderança Cultura e Mobilização and an MBA in Administration from the University of São Paulo (USP / ESALQ). She is a mentor in the “Nos por Elas” Mentoring Program for women, which aims to contribute to the personal and professional development of women who seek support in building their career or business. Co-author of the book ‘Internal Human Resources Consulting’.

Sérgio Luís Patrício | Treasury Director

Sérgio is the Treasury Director at Banco Fibra since May 2024. He is responsible for manage the Treasury Desk, Sales Desk, Economic Area and Funding & Investor Relations. With more than 30 years of experience in the financial market, Sérgio has a comprehensive background in treasury operations, sales desk management, investment fund management and investor relations. Prior to his current role, he served as a director for 15 years at Banco Pine and held significant positions at institutions such as Unibanco, Barclays, and BFB. Sérgio holds a Bachelor’s degree in Economics from the Pontifícia Universidade Católica de São Paulo (PUC-SP) and an MBA from Fundação Dom Cabral.

Corporate Governance Documents

Click here and access our Consolidated Bylaws.

Election of current Board members

Board Election

Election of the current members of the Board of Directors

Composition of the Board of Directors. Available in diariocomercial.com.br/publicidade-legal, in accordance with the law.

Complementary Documents

In this section, we disclose information related to the securities transactions in the Regulated Securities Markets.

Securities intermediary performance rules

Rules for selecting, hiring, monitoring and terminating investment advisers

Hired investment adviser list and compensation rules

Rules and procedures for transparency in the distributor’s compensation

Loss refund mechanism

WHO WE ARE